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types of cover
Whenever you want to cover yourself against a risk of any kind you can look around for an insurance company that will cover you. Most people, particularly those living on their own, will need to think about taking out insurance for the following situations:
types of insurance what is likely to be covered
Home buildings insurance The buildings
Home contents insurance The contents of the home
Third party car insurance Damage to a third party (ie someone else’s car)
Third Party, fire and theft As Third Party, but in addition the policy holders own car is covered if it is stolen or catches fire
Comprehensive insurance Damage to your own car and those of someone else
Life insurance Cover against your death or injury
Health insurance Cover if you are ill – you may be able to use private health care
Travel insurance Cover for when you travel on holiday for loss of luggage, or if you have to pay medical expenses because you fall ill on holiday
Loan cover If you take out a loan you can cover yourself in case of illness, unemployment etc
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